11:54:39 From Andrew Holder to All panelists : All good! 11:54:46 From Crellin Pauling to All panelists : Loud and clear. Thanks for the generosity with your knowledge, David. 11:54:50 From Crellin Pauling to All panelists : Yes can see screen share 11:54:53 From Andrew Holder to All panelists : Yessir 11:54:55 From Richard Hall to All panelists : Hey David..was away from computer but back and hearing/seeing fine 11:55:01 From Zane Williams to Everyone : good to go! 11:58:08 From Troy Fabien to All panelists : Hello 11:59:02 From James Varisco to All panelists : How are you David? 11:59:27 From Jorge Napoles to Everyone : good afternoon David 12:00:03 From Tim Vitale to All panelists : David how are you!! 12:01:10 From Brian Newell to Everyone : Hi David! Hello Everyone! Happy Saturday Brian from CA 12:01:53 From Brian Newell to All panelists : 👍 12:02:12 From Joel Fine to All panelists : Hi David! 12:02:26 From Kris Toribio to All panelists : Hey David! 12:03:19 From DeWayne Ivey to All panelists : good to be aboard 12:03:32 From Anthony Williams to Everyone : Doing well. Thanks for asking. How are you? 12:03:52 From Marc Jones to Everyone : Hello everyone 12:03:59 From Gary Ag to All panelists : Good to meet everyone! 12:04:06 From Leonora Blair to All panelists : Hello 12:04:09 From Jonathan Nichols to All panelists : I am Paula Nichols - joined using Jonathan's link (oops!) :) 12:04:41 From Jeff Lew to All panelists : Hello everyone, thanks David for hosting! 12:06:24 From DeWayne Ivey to Everyone : I live in Fort Worth and Dallas Texas area. I am learning how to raise capital for all business ventures. 12:07:06 From Gary Ag to Everyone : Gary | Investor | Open to Joint venture, GP, LP opportunities, private lending | gga.general@yahoo.com | https://www.facebook.com/gga.general/
What do you do? Let’s evaluate opportunities to work together. 12:08:04 From Crellin Pauling to Everyone : Crellin Pauling Specialty Investment Group, LLC M:206-491-0609 crellin@specialtyinvestment.com https://www.linkedin.com/in/crellinpauling/ https://calendly.com/specialty-investment-group https://linktr.ee/crellinpauling We are looking to work with experienced GP teams in need of Key Principals. We are working with a few now, and adding limited partners to our list who would like access to our private market offerings. 12:08:09 From Joel Fine to Everyone : Hi all, Joel Fine here, Austin-based multi-family syndicator. GP in 284 doors in Houston & Austin. Experience as an LP & KP in 17 deals with a combined 4,000+ doors in Texas, Massachusetts, Florida, and Ohio. Actively underwriting deals in Texas. Looking to meet potential co-sponsors or investors. joel@lakelineproperties.com 12:08:12 From MARC CESAR to Everyone : Marc Cesar | New York City mcesar50@gmail.com https://www.linkedin.com/in/marccesar/ https://calendly.com/marccesar/30min Target markets: N. Carolina, Northern parts of Florida, TX Interested in 30-50 Units Class Type: C class assets Looking to connect with folks in those markets, potential JV on deals as a GP. Let’s CONNECT!! Weekly Meetup Monday’s @7pm: https://www.meetup.com/financial-freedom-through-apartment-investing/ 12:08:28 From James Varisco to Everyone : Hi Everyone. James Varisco – Principle @ FreshPoint Properties, Inc. james.varisco@freshpointproperties.com 917-797-2199 www.freshpointproperties.com https://www.linkedin.com/in/james-varisco-1a4587177/ Looking for partners to take down deals in the Tampa and Jacksonville, FL. MSA’s. We are a contributing member of the GOB Network of Apartment Investors. 12:08:43 From Melvin Jones to All panelists : Melvin Jones 12:09:11 From Sam Bates to Everyone : Good morning everyone. My name is Sam Bates and I own over $100MM in multifamily in a few states. I'm based in Dallas and always looking to network with other people to create value. Interested in 100 units or more in TX, GA, NC, FL, TN, and AL.Sam@trinitycapitaltexas.com972.855.7654 12:09:48 From Marc Jones to Everyone : Marc Jones: I am in the Atlanta, GA area looking to get started in multifamily investing: Marquis1764@gmail.com 12:10:29 From Renae Duncan to Everyone : Avis Renae Duncan | 713-412-8574| arenaed59@me.com | Houston, TX | New passive investor | Target Markets: Houston, Dallas, TX. 12:12:33 From Vanessa Blais to Everyone : I made it! 12:12:48 From Leonard Moon to Everyone : Leonard Moon living in Houston, TX learning how to put together Multifamily syndications for small apartments 10 to 50 units. Contact information 6moonenterprise@gmail.com 12:15:35 From Jude IRUDHAYARAJ to All panelists : Jude Irudhayaraj from Michigan. SF investor. Want to jump into MF world 👊🏽 (interests: Small apartments and mid size apartment investment) Judeo.usa@gmail.com 12:15:51 From Brian Newell to All panelists : Brian Newell Brian@grandscapeinvestmentsolutions.com (714) 458-0760 Hey Everyone, my name is Brian and I'm located in Southern California (Fullerton). My wife and I have extensive expertise in property management for large commercial multifamily 100+ units. I love to travel, and we can provide your team with hands-on Marketing, Asset Management, Due Diligence for physical & financial, Underwriting & Market Research. + We've spent the last 3 years studying, networking, and learning syndication so we can contribute and add true value to a team looking to grow.  We are looking for GP opportunities with experienced teams with Closing Deals, Dealflow, Investor Relations, and Loan Sponsors/Key Principles. We are located in California, but actively targeting/buying in Midwest or Southeast US (Target 125 units, NC, SC, GA, TN, IN). Looking forward to connecting with you. Cheers 12:15:52 From Jude IRUDHAYARAJ to Everyone : Jude Irudhayaraj from Michigan. SF investor. Want to jump into MF world 👊🏽 (interests: Small apartments and mid size apartment investment) Judeo.usa@gmail.com 12:16:06 From Brian Newell to Everyone : Brian Newell Brian@grandscapeinvestmentsolutions.com (714) 458-0760 Hey Everyone, my name is Brian and I'm located in Southern California (Fullerton). My wife and I have extensive expertise in property management for large commercial multifamily 100+ units. I love to travel, and we can provide your team with hands-on Marketing, Asset Management, Due Diligence for physical & financial, Underwriting & Market Research. + We've spent the last 3 years studying, networking, and learning syndication so we can contribute and add true value to a team looking to grow.  We are looking for GP opportunities with experienced teams with Closing Deals, Dealflow, Investor Relations, and Loan Sponsors/Key Principles. We are located in California, but actively targeting/buying in Midwest or Southeast US (Target 125 units, NC, SC, GA, TN, IN). Looking forward to connecting with you. Cheers 12:16:20 From Andrew Holder to Everyone : Andrew J. Holder - President - AJH Construction, LLC based in Auburn, AL. Pursuing partnering on building multifamily homes for rent around the southeast. Our current opportunities are in Auburn, Opelika, and Sylacauga Alabama but can stretch further around the southeast given the right opportunity. 12:16:39 From Eran Savyon to All panelists : Eran Savyon |469-335-2462| eranua@gmail.com| Dallas, TX| New multifamily investor| Target markets: Dallas/Fort Worth, Austin, Houston. 12:17:08 From Eran Savyon to Everyone : Eran Savyon |469-335-2462| eranua@gmail.com| Dallas, TX| New multifamily investor| Target markets: Dallas/Fort Worth, Austin, Houston. 12:17:11 From Jon Culpepper to Everyone : Jon Culpepper: Based out of Dallas, TX, my husband and I own rental properties (mostly condos and SFH). Looking for MF residential investment / partnering opportunities, especially in the Dallas-Fort Worth market. (214) 364-8446, jon@culvercapital.net. 12:18:47 From Jeff Lew to Everyone : Jeff Lew | Coastal Oak Investments | Newport Beach, CA jeff@coastaloakinvestments.com https://www.linkedin.com/in/jeff-lew-3809504/ https://calendly.com/coastaloakinvestments (415) 961-2344 Target markets: CA, AZ, TX, CO Interested in 150+ unit MF buildings Currently own single family rental properties in SF Bay Area; LP in 140-unit MF apartment in Phoenix. Looking to connect with potential co-GPs to invest in multiple MF deals in these markets. 12:20:58 From Jim Biggs to All panelists : no noise here Good mic 12:21:02 From Sanjay Hegde to All panelists : sanjay@blueringinvestors.com GP in 62 Unit property in Nebraska. Always looking to work on projects and raise money 12:21:08 From Chase Mattox to Everyone : Chase Mattox residing in Houston,TX. Interested in the MF space and look forward to building long term relationships. Browsing for MF investment and partnering opportunities. chasemattox03@gmail.com 12:21:13 From Hammad Khan to All panelists : Hammad Khan Hammad@handsoffinvestment.com 214-205-1986 https://www.linkedin.com/in/hammadkhan09 Focused on Capital raising and looking to co GP a deal in following markets: Texas, Carolinas Florida, and Georgia. Interested in 150+ Units, class B and high C in A and B neighborhoods. 12:21:16 From Andrew Holder to All panelists : I build and manage the projects out in the field. My weakness is structuring the deal due to my inexperience in that industry. 12:21:25 From Hammad Khan to Everyone : Hammad Khan Hammad@handsoffinvestment.com 214-205-1986 https://www.linkedin.com/in/hammadkhan09 Focused on Capital raising and looking to co GP a deal in following markets: Texas, Carolinas Florida, and Georgia. Interested in 150+ Units, class B and high C in A and B neighborhoods. 12:23:39 From Naval Sehgal to Everyone : Hi All .. Based in Houston, GP in about 1500 units in Texas. Looking to network/connect with other GP’s and people to creat value. Have access to great off market deal in Houston. Let’s connect Naval Sehgal. Ph 281-467-2339 Email : Navalsehgal2018@gmail.com Global Capital Holdings , LLC 12:28:38 From Marcus Long to Everyone : Marcus LongCurrently co-GP in Tulsa and KC Marketsmarcus@alonglegacy.comhttps://www.linkedin.com/in/marcus-long-22278391/www.alonglegacy.comhttps://calendly.com/alonglegacy 12:29:04 From Jorge Napoles to Everyone : jorge.napoles@sperrycga.com 786 258 3127 cell 786 871 3342 off - Miami - investment sales - CCIM 12:36:21 From Kris Toribio to Everyone : Kris Toribio - Chicago, IL Multifamily investor/capital raiser Cofounder of local real estate meetup Windy City REI: https://m.facebook.com/profile.php?id=4633130200095197&ref=content_filter kyuenterprise@gmail.com 2246280564 Focus on capital raising and looking to co-gp with experienced operators on value-add assets in the Midwest. Let’s connect! 12:36:51 From Carlos Piedrahita to Everyone : I spend my money on fishing, any accredited investors interested at meeting at the fishing hole. 12:37:15 From Carlos Piedrahita to Everyone : https://www.linkedin.com/in/cpied009/ 12:41:57 From Joanna Corona to All panelists : Hi Everyone, my name is Joanna I am a Realtor from Southern California. I'm looking to invest in a syndication by the end of this year.https://www.linkedin.com/in/joannacorona/ 12:42:31 From Joanna Corona to All panelists : Joanna Corona joannacorona90@gmail.com 626-428-4730 12:46:54 From Andrew Holder to Everyone : Andrew J. Holder (27 years old) President - AJH Construction, LLC (9 years of experience in construction) General Contractor/Home Builder Home Office: Auburn, AL Target Markets: Auburn, Opelika, Sylacauga (cities that have a big opportunity for growth) Cell #: (334) 744-0317 Email (best communication): andrew@ajhconstructionllc.com Website: ajhconstructionllc.com 12:48:15 From Tim Vitale to Everyone : Tim Vitale | Upside Capital, LLC. Based out of Charlotte NC. Investor and Syndicator in the Carolinas. I provide investment opportunities in the Carolinas from Greenville SC, up the i85 corridor through Charlotte to Raleigh, NC. Looking to connect with LP investors and KPs that can provide net worth and liquidity to sponsor loans. www.calendly.com/upsidecapital 704-6546631 Thanks, Tim! 12:50:28 From Sarah Yalla to Everyone : Hi all,My name is Sarah. In addition to raising capital for my own deals and my partner's deals, I am also a broker for private money!Essentially, I help match qualified borrowers with private money lenders, and negotiate the terms to maximize profit for both parties.Sarah@YallaFundingSolutions.comhttps://www.linkedin.com/in/sarahyalla/www.YallaFundingSolutions.com 12:53:10 From Melanie McDaniel to Everyone : Hello! I’m Melanie Melanie@freestylecapitalgroup.com 720-240-7779 https://www.linkedin.com/in/melaniemcdanielinvest/ www.freestylecapitalgroup.com https://linktr.ee/melaniemcdaniel Capital Raiser TX, NC, ID, AZ, UT 12:54:34 From Gary Ag to All panelists : Gary | Investor | Open to Joint venture, Co-invest, GP opportunities | gga.general@yahoo.com | https://www.facebook.com/gga.general/ 12:54:53 From Jonathan Nichols to Everyone : Jonathan Nichols | Live in DFW TX, Invest in TX/OK markets| Looking to provide value to experienced GPs/KPs in these markets on multifamily syndications. Have been making offers on 40-70 unit properties with value add opportunity and building investor base. www.linkedin.com/in/jonathan-nichols45 12:58:34 From Hema Chapala to All panelists : Hema. Chapala, dallas based. dfwrealty2017@gmail.com GP/ LP in 3000 units. KP. 13:01:56 From Bruce Gezon to All panelists : Bruce Gezon from Grand Rapids, Michigan area. Have SFHs. Interested in acquiring or participating in multifamilies also. 13:02:16 From Bruce Gezon to All panelists : Brucegezon@yahoo.com 13:02:38 From Bruce Gezon to All panelists : Cell 616-550-6501 13:05:57 From David Monroe, CCIM to Everyone : $997 Lifetime:https://multifamily.davidmonroeccim.com/strategic-partnering-lifetime$297 1st Month, Then $97 A Month Until Cancelled:https://multifamily.davidmonroeccim.com/strategic-partnering-monthly30 Day - NO QUESTIONS ASKED - Money Back Guarantee 13:06:51 From Sarah Yalla to All panelists : I put one in the Q&A box. 13:07:55 From James Varisco to Everyone : No questions this time David, you outlined it perfectly clear. 13:10:42 From Jim Biggs to All panelists : Most people need that extra hand holding and you will not get it for $30 grand instead you will get a coach you did not pick. I know because I have paid for these programs over and over again. DAVID knows more and shares more than any of them! So know yourself! if you know you need the personal touch and an occasional kick in the butt JOIN DAVID no brainer! 13:11:13 From Jim Biggs to All panelists : JimBiggs@gmail.comAll my contact info >> https://bit.ly/JimBiggsChicago Land, IL. USAwww.GOBnetwork.comhttps://www.linkedin.com/in/jimbiggs1/I do not have a market: I invest in people 13:11:20 From Sarah Yalla to All panelists : Are they "Live" classes? 13:11:30 From Angel Williams to All panelists : Email: angel@lorrencapital.comCalendly: https://calendly.com/lorrencapital/discoverycallLinkedIn: https://www.linkedin.com/in/angel-williams-re/Investing in DFW, Houston, and Waco--open to other areas as well, if the numbers work. 13:11:52 From Zane Williams to Everyone : This has been incredibly informative, David! Look forward to connecting in the future and will check out the program. Zane Williams - SMB Accounts and portfolio management. Based out of Knoxville TN. Looking to connect with other local private investors. Zane.Williams@UScellular.com865-216-9025. Thanks, Zane! 13:12:07 From Sarah Yalla to All panelists : And will they be recorded for those who can't make them live? 13:12:55 From Brian Newell to All panelists : save the chat! 13:13:10 From MARC CESAR to Everyone : Save the chat David 13:13:18 From David Monroe, CCIM to Everyone : david@davidmonroeccim.comhttps://multifamily.davidmonroeccim.com/calendarhttps://linkedin.com/in/davidmonroe45251-508-0010I'm a multifamily investor, broker, and consultant and specialize in market analysis, demand/supply analysis, market cycles, feasibility analysis, and teach that specialty as a CCIM Instructor. I'm looking to build strategic partnerships with active, established syndicators, sponsors, and key principals where I bring the value of understanding, calculating, and identifying emerging markets, finding off market opportunities, conducting market and feasibility analysis, expertise in due diligence and underwriting, assisting in capital raising, and investing passively in the deals. 13:13:41 From Richard Hall to Everyone : Great info David. Richard Hall broker and investor out of Austin, TX 512-659-8587 rshall03@gmail.com 13:13:49 From Angel Williams to All panelists : My husband will also be your "Second Set of Eyes" on your underwriting. Jason@lorrencapital.com be sure to put Second Set of Eyes in the subject line!! 13:14:13 From Angel Williams to All panelists : Thank you <3 13:14:46 From Chase Mattox to Everyone : Appreciate the webinar David! 13:16:06 From Angel Williams to All panelists : Sounds fun! 13:16:32 From Hammad Khan to Everyone : I want to see that hot rod 13:16:40 From Angel Williams to All panelists : We are actually getting to spend time with Jason's mom. We haven't seen her since Nov 2019 :( 13:16:53 From Venkatesh Anandaram to All panelists : This was very informational. Thanks David! 13:17:19 From Hammad Khan to Everyone : hahaha have to take a video 13:17:21 From Venkatesh Anandaram to All panelists : Yes 13:17:23 From Angel Williams to All panelists : I had built up a Mustang Cobra with Mistichrome and it was GORGEOUS!! 13:17:30 From Angel Williams to All panelists : I didn't wind up buying it. 13:17:36 From Angel Williams to All panelists : Probably. 13:18:32 From Sarah Yalla to Everyone : How have the new SEC changes to what individuals can do without being registered broker dealers changed the capital raising game? Or is it too soon to tell? 13:18:58 From Angel Williams to All panelists : If someone is wanting to get into the CCIM program, how would they go about making that happen? 13:19:49 From Sarah Yalla to Everyone : Yeah, I believe it was just finalized this week. 13:20:03 From Gary Ag to All panelists : GOB network: Unable to join. Application form keeps asking for email, last name which I have already provided. 13:20:24 From Gary Ag to All panelists : Yes I did 13:20:41 From Angel Williams to Everyone : Cool. Yeah, I tried figuring it out from the site and with 3+ tracks and requirements in each...wow. 13:20:44 From Gary Ag to All panelists : Thank you! 13:20:49 From Jim Biggs to All panelists : https://docs.google.com/document/d/1uXqIhqc1ixULafYxpBUUcdHPGyjpJYFMWpMaaqh4C3o/edit?usp=sharing 13:21:06 From Sarah Yalla to Everyone : He sent it to panelists only, so we can't see it. 13:21:13 From Angel Williams to Everyone : Jim, it only went to panelists? 13:21:36 From David Monroe, CCIM to Everyone : https://docs.google.com/document/d/1uXqIhqc1ixULafYxpBUUcdHPGyjpJYFMWpMaaqh4C3o/edit 13:21:56 From Sarah Yalla to Everyone : awesome, thanks! 13:21:57 From Angel Williams to Everyone : Sarah caught it too 13:22:23 From Jim Biggs to Everyone : Most people need that extra hand holding and you will not get it for $30 grand instead you will get a coach you did not pick. I know because I have paid for these programs over and over again. DAVID knows more and shares more than any of them! So know yourself! if you know you need the personal touch and an occasional kick in the butt JOIN DAVID no brainer!JimBiggs@gmail.comAll my contact info >> https://bit.ly/JimBiggsChicago Land, IL. USAwww.GOBnetwork.comhttps://www.linkedin.com/in/jimbiggs1/I do not have a market: I 13:23:05 From Gary Ag to Everyone : Thank you, David. Signing off. 
Gary | Investor | Open to Joint venture, Co-invest, GP, LP opportunities | gga.general@yahoo.com | https://www.facebook.com/gga.general/
Let’s evaluate opportunities to work together. 13:23:25 From Sarah Yalla to Everyone : Is your program specifically for people who are looking to be a GP, or anyone involved in the capital raising industry as a whole? 13:23:27 From MARC CESAR to Everyone : David sold me and Jim just pushed me over the ledge with his bit 13:23:47 From James Varisco to Everyone : Thanks David, I agree with Jim 100% 13:24:02 From Sarah Yalla to Everyone : Is your program specifically for people who are looking to be a GP, or anyone involved in the capital raising industry as a whole? 13:24:12 From Hammad Khan to All panelists : I'll second as well if any one else needs a push 13:24:19 From Jim Biggs to Everyone : NO taking Easter off 13:24:27 From James Varisco to Everyone : I think we canceled it this week 13:24:39 From Sarah Yalla to All panelists : Is your program specifically for people who are looking to be a GP, or anyone involved in the capital raising industry as a whole? 13:25:10 From Angel Williams to Everyone : Always afraid to leave and miss the gems of the AFTERPARTY--hehehe. 13:26:06 From Eran Savyon to Everyone : What time you normally have the classes on Monday? 13:26:10 From Sarah Yalla to All panelists : If we have a partner, is it $997 each, or would we be able to share a membership since we are logging-in together, virtually? 13:26:27 From Sarah Yalla to All panelists : Or is there a partner discount? 13:26:32 From Sarah Yalla to All panelists : Awesome! 13:26:34 From Sarah Yalla to All panelists : Thanks 13:27:06 From Hammad Khan to All panelists : do I have a grandfather lifetime option? 13:28:33 From Sarah Yalla to All panelists : Besides strategic partnering, are there other/additional services or education you offer? 13:30:13 From Sarah Yalla to All panelists : It did, yes, thanks 13:30:25 From MARC CESAR to Everyone : Is this good for one person only or can my partner tag in with me? 13:30:48 From Sarah Yalla to Everyone : And as someone with a Bacherlors in Physics and a Masters in Geoscience, I am a fellow nerd, who is excited about the math. 13:31:00 From Angel Williams to Everyone : Chia--Bwahahahaha!!! 13:31:04 From Angel Williams to Everyone : I am :) 13:31:18 From Angel Williams to Everyone : OMFG!! It is AMAZING!! 13:31:25 From Angel Williams to Everyone : REAL ACTUAL NUMBERS!!! 13:31:30 From MARC CESAR to Everyone : Is this good for one person only or can my partner tag in with me? 13:32:02 From Jim Biggs to Everyone : Sumrok has a kiss test 13:32:19 From Sarah Yalla to Everyone : @Angel, was your background economics? Or are you one of the physics folks who were drawn into the financial markets / economics after education? 13:32:19 From Jim Biggs to Everyone : SOOOOO Mark??? 13:32:36 From Jim Biggs to Everyone : yes 13:32:36 From MARC CESAR to Everyone : Sorry for missing that part, dealing with crying kids. Thanks for clarifying 13:32:40 From Angel Williams to Everyone : I have a BBA major econ and a master of science in econ 13:32:55 From Sarah Yalla to Everyone : Cool. Good to "meet" you. 13:33:00 From Angel Williams to Everyone : :) 13:33:30 From Angel Williams to Everyone : You've got me staring at the ground now. I've gotta get better at those compliments :) 13:33:59 From MARC CESAR to Everyone : Good stuff David See you in class but will need to discuss the Monday’s since I host my meetup at that time YIKES 13:34:09 From Angel Williams to Everyone : Thank you. It was awesome!! 13:34:25 From Jim Biggs to Everyone : Be LOAD and Be PROUD ANGEL. 13:34:25 From MARC CESAR to Everyone : Jim hook and reel… lol 13:34:59 From Angel Williams to Everyone : Nope. Won't happen! 13:35:15 From Angel Williams to Everyone : Real. Actual. Numbers. 13:35:19 From Jim Biggs to Everyone : Team UP Angel? 13:35:27 From Sarah Yalla to All panelists : Will your courses also cover recruiting single deal private lenders rather than just syndication investors, and what's the same or different? 13:35:46 From Angel Williams to Everyone : So, we're now a cheer squad?? 13:36:16 From Jim Biggs to Everyone : Squad of 2 right now 13:36:26 From Jorge Napoles to Everyone : thank you David 13:36:31 From Angel Williams to Everyone : Then a cheer team-hehehe 13:37:32 From Angel Williams to All panelists : For you--CCIM isn't going to bother you about a do not compete or anything, right? 13:38:13 From Angel Williams to All panelists : Just making sure. Always looking out for my friends. 13:38:22 From Sarah Yalla to All panelists : Yeah, it does. I was recently on a call where a securities attorney was stressing the differences between a JV vs a syndication (an active investor vs a passive investor) and a private lender vs an LP investor. 13:39:29 From Sarah Yalla to Everyone : yes 13:40:11 From Sarah Yalla to Everyone : I broker for private lenders. And am looking to start brokering for passive investors, now that the SEC regs have changed.